by hjankura | Mar 22, 2023 | Featured Article, Insights
Supreme Court Timing Will Hamstring CFPB into 2024; States Likely to Play Larger Regulatory Role By: John Donnelly, Jackie Davey, and Thomas Dee In this report, we highlight the latest consumer finance developments, that we think companies and investors should be...
by meggawron | Aug 15, 2022 | Insights
By: John Donnelly August 15, 2022 — The dominance of Visa Inc. (V) and Mastercard Inc. (MA) in traditional electronic payments—debit and credit cards—has rarely been questioned. If consumer spending increased, the two companies benefitted, aided by the ongoing move...
by hjankura | Jul 21, 2022 | Chart of the Month
Clear signals of financial strain on consumers have emerged. Recent data releases have shown a fall in the personal savings rate and rising year-on-year credit card balances. In addition, consumer finance companies have downgraded performance outlooks. Consumers have...
by Meghan Pallardy | Feb 2, 2022 | Insights
By: Thomas Dee February 2, 2022 — The Consumer Financial Protection Bureau (CFPB) announced on January 26th that it is launching a broad-based review of what it criticized as “back-end,” or “junk,” fees that banks and other consumer finance companies charge—an effort...
by hjankura | Jan 25, 2022 | Insights, Special Reports
The CFPB’s Looming Regulation Ramp Up Download January 21, 2022 2022 will be an inflection point for federal regulation of consumer finance companies, with large companies in the Consumer Financial Protection Bureau’s crosshairs. CFPB Director Rohit Chopra...
