California Insurance Industry at a Crossroads: The Wildfires and Policymakers’ Tightrope
The Los Angeles wildfires have forced California’s already struggling insurance industry and the state’s policymakers to a critical crossroads. In recent years, heightened climate-induced wildfire risk has intensified concerns about California’s home insurance market...
The CFPB Pendulum Swings Back: Regulatory Retreat Under Trump
Capstone expects the Consumer Financial Protection Bureau (CFPB) to scale back its aggressive rulemaking agenda under the Trump administration in 2025. While the CFPB will continue to enforce the law, the Trump administration is likely to pause pending rules and...
Beyond the Blueprint: How Federal and State Regulators Will Reshape the Housing Industry
January 3, 2025 By Makenzy Mohrman, Capstone Financial Services Director Capstone expects elevated housing and real estate policy action in 2025, with the Trump administration initiating government-sponsored enterprise (GSE) reform and stepping up pressure on the...
Insurer Checkup: PE Scrutiny Grows, But Annuities Gain from Deregulation
January 3, 2025 By Makenzy Mohrman, Capstone Financial Services Director Capstone believes insurers will continue to face more scrutiny over investment strategies, reinsurance practices, and the use of data intelligence tools. Exposure to catastrophe risks and extreme...
