J.B. joined Capstone in 2015 and is an analyst on the financial services team. Within financial services, he concentrates on unsecured lending, auto and mortgage. J.B. has advised clients on many private market transactions in the space and beyond, including mortgage origination, installment lenders, specialty consumer insurance and litigation funding, among others. Prior to joining Capstone, J.B. worked for four years with the Consumer Financial Protection Bureau, where he advised the Office of Supervision on quantitative approaches to examinations and strategic performance improvement. J.B. also provided analytical support to the Mortgage Servicing and Credit Reporting programs. Previously, he led the default servicing analytics teams at SunTrust, covering consumer products through the financial crisis. J.B. earned degrees in Economics from the University of Texas at Austin and Virginia Commonwealth University. He lives in Washington, DC.